Buying a Home



So You Want To Buy A Home?
What an exciting time! Finding and purchasing a home involves more steps than most buyers realize and it can be a little overwhelming trying to navigate it all. I'm here to help you through the process every step of the way. When purchasing real estate, whether you are a first time home buyer, or have purchased many times before, you want to make sure you are actually prepared to purchase a home. Finding the perfect home is not always easy and knowing the market values can be challenging in an ever changing market. Securing a mortgage can be a complex process, but well worth it once you have established that you are ready to take the plunge!

My goal to to be there every step of the way and provide you value. I keep myself updated daily with current homes and sales and am very familiar with neighbourhood values. I always have a ear to listen to any questions or concerns and will make the process of purchasing a home simpler, more enjoyable, less time-consuming, and less expensive than if you undertook this challenge on your own. I will help you prepare so that sellers perceive you as a preferred buyer, help you locate and assess properties for sale that match your specifications, and help you through the myriad of details attending the actual purchase.

Where Do You Begin?

Step 1
Before you start touring homes, the first and very important step you need to take is asking yourself why you want to buy now? For most people, it's as simple as just getting into the market and starting to build equity. But for many it's upgrading to a new home, downsizing, you want to stop paying rent, or you want to purchase a rental property. Whatever your reasons are, it's important to identify your needs and wants in a property, what type of property you need to fulfill this, and what location(s) would you like to live in.

Step 2
Get pre-qualified. This is a crucial step to get you closer to your goal of homeownership. You can use your local bank, or trusted mortgage broker to help with this. I'm happy to help with referrals if needed.

Step 3
Congratulations! You've gotten your mortgage approval! Getting set up on our automated email alert system (MATRIX) that immediately notifies you of properties on the MLS that fit your requirements. I'm here to help and let you know about market conditions, whether we are in a buyer's market or a seller's market, show stats and trends, and what you can expect when viewing homes.

Step 4
Guide you through making an offer and represent you and your interests in negotiations

Prepare a CMA so that you make an informed decision when offering a price
Advise you on what comparable properties are selling for
Explain common contract contingencies
Obtain appropriate seller disclosures
Prioritize your goals
Help create a negotiating strategy to achieve those goals
Ensure that you receive and understand all required disclosure forms
Handle the completion of the offer to purchase or sales contract
Educate you on the contents of the sales contract
Ensure that all appropriate additional forms are completed
Assist you in getting the best property at the best price with the least amount of inconvenience based on current market conditions
Prepare you for multiple offer situations and develop negotiation strategies specific to multiple offers

Get you to closing and serve as your trusted real estate resource

Recommend inspectors, lenders, attorneys, and other professionals as necessary
Be an advocate and advisor during the closing process
Review and discuss home inspection concerns
Monitor and communicate required contract deadlines to ensure that you meet them
Assist in coordinating communications between the listing agent, lender, attorneys, appraiser, and other professionals.
Remain a life-long trusted advisor regarding real estate questions, needs, or concerns.
My goal is to ensure that your home buying experience is pleasant, cost-efficient, and successful each step of the way!

Please Provide Your Buying Criteria

Maria Furtado

One Percent Realty Ltd.

Victoria,  British Columbia 

Phone: (250) 881-3754